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Tag: Choose

Business News | How to Choose the Right Credit Card for Your Lifestyle?

VMPL

New Delhi [India], November 6: A Credit Card can be a powerful financial tool when used correctly. However, selecting the right Credit Card for yourself can be a tedious process, especially without prior research.

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Without careful consideration, you might choose a card that does not align with your financial goals or lifestyle. This can lead to unnecessary expenses, and you may also miss out on many benefits.

This guide offers a comprehensive overview of the factors that you need to consider when choosing a Credit Card so that you can pick one that matches your preferences and spending habits.

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How do you choose a Credit Card that aligns with your lifestyle?

1. Understand your spending habits

Before choosing a Credit Card, it is best to introspect your spending patterns. Analysing your spending habits can help you identify where you are bound to spend more and the kind of card you will need. This also helps you keep track of the amount you spend on a monthly basis, laying down a framework for your budget planning.

2. Look for rewards and benefits

Credit Cards offer an array of reward programs that cater to different preferences. You can use these to your advantage, especially if you can make use of certain rewards frequently.

For example, if you need to travel often due to work or for personal reasons, getting a Credit Card with travel points or additional benefits like access to airport lounges can help you take advantage of perks that make your travel more comfortable.

3. Consider the annual fee

While some Credit Cards require you to pay an annual fee, there are Credit Cards that are free. The annual fee is a yearly charge that is associated with maintaining your card membership. When considering a card with annual fees, you need to weigh the different benefits the card offers against its annual costs. If the rewards and perks significantly outweigh the fee, the card might be a good investment.

However, if you are an infrequent user and don’t plan on using the Credit Card often, a card with no annual fee might be a more appropriate choice.

4. Consider the interest rates

Just like annual fees, interest rates can impact the overall cost of your Credit Card. The annual percentage rate (APR) determines how much you will be charged in interest if you carry a balance on your card. If you can pay your balances in full every month, interest rates might not be a major concern for you.

However, if you anticipate carrying a balance, you should prioritise a card with a low APR and minimise your interest charges.

5. Analyse the credit limit you will need

The credit limit is the maximum amount you can borrow on your Credit Card. When choosing a credit limit, it is essential that you consider your spending habits and financial goals. If you are looking to build or improve your credit score, you should opt for a Credit Card with a higher credit limit.

However, this is beneficial only if you maintain a low utilisation ratio, that is, the percentage of your credit limit that you are using.

Wrapping it up

Choosing the right Credit Card for your lifestyle requires careful consideration of various factors. By analysing your financial goals and spending habits, you can determine your desired credit limit and select a card that aligns with your needs.

(ADVERTORIAL DISCLAIMER: The above press release has been provided by VMPL. ANI will not be responsible in any way for the content of the same)

(This is an unedited and auto-generated story from Syndicated News feed, LatestLY Staff may not have modified or edited the content body)

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November 6, 2024
2025’s top guard Darryn Peterson set to choose from Kansas, Kansas State, Ohio State and USC on CBS Sports HQ

Darryn Peterson, the top-ranked guard in the class of 2025, is all set to decide between Kansas, Kansas State, Ohio State and USC this Friday.

A 6-foot-5 guard from Ohio who is playing his senior season at Napa (Calif.) Prolific Prep, Peterson’s decision will be carried live on CBS Sports HQ, the CBS Sports app and the 247Sports YouTube Channel at 9 pm ET/6 pm PT.

Peterson has taken official visits to each of his four finalists. Peterson visited Kansas on June 23, USC on Aug. 2, Ohio State on Aug. 30 and Kansas State on Sept. 27.

Peterson is ranked No. 3 overall in the 2025 class and is considered the No. 1 combo guard in the class.

Earlier this week Buckeyes head coach Jake Diebler visited with Peterson’s family while USC head coach Eric Musselman was in on Tuesday. Jayhawks head coach Bill Self was expected to be the last coach to visit with Peterson and his family when he dropped by on Wednesday night.

A high-profile recruitment, Peterson is one of many top-ranked prospects in the 2025 class nearing a decision. Cameron Boozer and Cayden Boozer, ranked No. 2 and No. 21 overall, came off the board on Oct. 11 and committed to Duke.

247Sports National Basketball Analyst Travis Branham provided an update with intel on many of the remaining uncommitted prospects in the 2025 class including AJ Dybantsa, Nate Ament, Koa Peat, Caleb Wilson, Brayden Burries, Chris Cenac, Meelek Thomas, Shelton Henderson, and many more.

247Sports Director of Scouting Adam Finkelstein provides this scouting report on Peterson:

Peterson is a big guard with good positional size, length, and strength. He’s 6-foot-5, with a 6-foot-10 wingspan, and a cut-up and defined frame. What differentiates him most though is an effortless ability to score and make plays from a variety of spots on the floor, all within the flow of the game.

Peterson is extremely versatile. He’s a true combo guard who is equally effective playing on or off the ball. He has natural poise as a handler with now only rare moments when he can be rattled by pressure from smaller guards. He’s also a true multi-level scorer who can simultaneously see the floor, make reads, and pass well. He has a very smooth pull-up game, can overpower most opposing guards off the dribble, take smaller defenders into the post, and also thrive in ball-screens. His understanding of how to get to his spots is second to none and that’s why he’s such an efficient scorer, even in high volume, especially inside the arc (24 points per game in 3SSB play on 50% shooting from the floor and 57% on two-point field goals). He also has good natural instincts and has already developed an NBA caliber intellect when it comes to drawing fouls and getting easy points at the free-throw line.

While he was nearly a 90% shooter at the free-throw line, he was just under 31% from behind the arc. He has a mechanically clean and projectable stroke, but is still working to become a more consistent three-point shooter, particularly off the catch. He’s a good athlete, but doesn’t necessarily have overwhelming or dynamic pop when attempting to separate or explode at the rim. He plays with a ton of on-ball volume right now, and will inevitably have to learn to play less with the ball in his hands at the next level, even as a primary playmaker.

Peterson is a solid and competitive on-ball defender with very good playmaking metrics off the ball as well (3.4 stocks per game). He is also an elite perimeter rebounder (7.4 per game) with the size, strength, and length to eventually be a multi-positional defender.

Overall, there’s just not another guard in the country right now who can match Peterson’s combination of size, length, strength, real functional versatility, and effortless ability to get to his spots that can make the game look easy at times.

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October 31, 2024
How CMOs Choose Athletes And Sporting Events To Sponsor

Overhead shot of Jigsaw Puzzle from made with rainbow colored soap bubble.

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Sponsorships are an important way that marketers choose to strengthen brands, drive awareness, and build businesses. The challenge, however, is deciding on a particular sport, event, celebrity, or athlete to sponsor. To think about the approach that marketers take, I connected with 1Password CMO, Melton Littlepage, on the company’s choice to sponsor the Presidents Cup and PGA TOUR professional, Mackenzie Hughes.

Brand Background

Understanding who to sponsor starts with understanding the brand. Littlepage explains that, although 1Password started as a password manager, “it has expanded into a multi-product security company protecting over 150,000 businesses and millions of consumers around the world. With hybrid work now widely accepted, the way we work has fundamentally changed—and how we protect that work must also change. To boost their productivity while embracing the flexibility of modern work, employees are using their personal devices for work and turning to applications not visible to their IT and security teams—otherwise known as shadow IT. Despite companies seeing explosive growth in these new situations, traditional security tools haven’t kept pace with the modern workplace, leaving many businesses vulnerable to data breaches and unauthorized access. In response to this, we recently launched 1Password Extended Access Management (XAM), a new security solution that helps businesses secure every sign-in to every app from every device—even the unmanaged ones that often fall outside the control of IT and security teams.”

Why Sponsorships

Littlepage explains that the reasoning for investing in sponsorships has to do with driving awareness. “When evaluating our marketing strategy, we wanted to strengthen our top-of-the-funnel brand awareness among both B2B and B2C audiences. Our bottom-of-the-funnel trial and conversion rates were very positive—we just needed to get the customer to those phases. So, we did our homework and the research showed us where our target customers were most open to being educated and influenced when they weren’t at work. The sweet spot? Sporting events.

We considered several variables before moving forward with this sponsorship. Not only did we want to work with an organization that was deeply aligned with our brand, but a partner that would allow us to share our story with a broader audience.”

Choosing the Presidents Cup

Once deciding that sponsoring something related to sports made sense, the next step was to figure out which sporting event. Littlepage says that “Before formalizing our sponsorship, our research indicated that golf was one of the top sports—and superior to other out-of-home (OOH) advertising and entertainment opportunities—that would help us reach our target buyer in a way that would create an emotional connection while also giving us a platform to tell our story.

Sports fans are extremely passionate. The process of rooting for a team or specific player creates a deeply emotional bond—one that’s well past logical. From a brand perspective, that’s important because we know people buy with their hearts and justify with their heads. When we embed our brand into a sport people love, and into teams and athletes they root for, that emotional allegiance trickles into our brand—this is a great thing! Television commercials or social advertising just don’t garner that same emotional bond.

Additionally, the Presidents Cup is a unique global team competition between elite golfers versus an individual competition. It offers no purse or prize and participants play for charity, and as a Canadian-founded company, this year’s tournament is taking place on our home turf, Canada.

We’ve also partnered with Mackenzie Hughes—a professional golfer and PGA TOUR member, and a long-time 1Password customer. Mackenzie has played on the PGA TOUR since 2016.”

Maximizing ROI

A challenge related to sponsorships can be designing and measuring a program to maximize and prove ROI. Littlepage indicates “We’ve created a 360-degree integrated campaign around the Presidents Cup that started months before the Presidents Cup tees off on September 24 and will extend for six months after. It was important to make a splash leading up to and at the tournament with branding, TV commercials, hospitality, as well as social media campaigns. The Presidents Cup gives us both a scalable way to reach millions of passionate golf fans viewing the event and exceptional VIP hospitality experiences to entertain customers and partners on-site at the Royal Montreal Golf Club.

An onsite activation we’re sponsoring at the Presidents Cup is Club 1Password, a premium hospitality venue—located between the 15th and 17th tees at the Royal Montreal Golf Club—that will host 5,000 patrons each day. With places for attendees to grab a meal, socialize with golf fans, and even partake in a putting challenge, an activation like this allows us to create a unique and long-lasting experience for tournament attendees and our customers, and also have them engage directly with our brand.

Following the event, we’ll be expanding our marketing activations well into 2025 and will continue to leverage our long-term partnership with Mackenzie Hughes, who is one of the twelve Presidents Cup International Team members. Our goal is to continue building 1Password’s brand awareness and to drive businesses, families, and individuals to our solutions.”

Advice When Engaging in Sponsorships

Littlepage suggests that there are steps CMOs can take to strengthen sponsorship performance. For example, he says that “storytelling matters the most. Craft your story in a way that strikes a chord in the hearts of your target buyers, who are also fans of the sport you’re sponsoring. Then, find a partnership that gives you a platform to tell your story as well as it can possibly be told—also consider if that partnership enables you to connect directly with your buyer audience, without any extra layers or channels between. Do your homework and follow the data—this is key to confidently and successfully striking large partnerships, knowing that you’ll be putting your story in front of your target buyers in situations where they’ll be open to hearing your message in order to create brand affinity.”

Join the Discussion: @KimWhitler

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October 1, 2024
How To Choose Made-To-Measure Curtains For Sash Windows
Selecting the perfect curtains for sash windows can transform your living space. Sash windows, with their unique sliding mechanism and classic charm, require careful consideration when it comes to window treatments. Made-to-measure curtains offer a tailored solution that ensures a perfect fit and enhances the overall aesthetic of your room.

Choosing the right curtains involves more than just picking a fabric you like. Factors such as window size, room style, and desired functionality all play crucial roles. With sash windows, it’s essential to consider how the curtains will interact with the window’s operation, ensuring they don’t interfere with the sliding mechanism.

When opting for made to measure curtains, you have the advantage of customizing every aspect. From precise measurements to fabric selection and design details, you can create window dressings that perfectly complement your sash windows and interior décor.

Key Takeaways
- Accurate measurements are crucial for achieving the perfect fit for sash window curtains
- Consider the curtain’s interaction with the window’s sliding mechanism when selecting styles
- Custom-made curtains offer flexibility in design, allowing for a tailored look that enhances your space
Assessing Your Sash Window Specifications

Accurate measurements and appropriate hardware selection are crucial for achieving the perfect fit and functionality of made-to-measure curtains for sash windows. Precise dimensions and suitable fixtures ensure a polished, tailored look that complements the window’s unique design.

Measuring Window Dimensions

To measure sash windows correctly, start with the width. Measure across the top, middle, and bottom of the window frame, using the smallest measurement as the final width. For length, measure from the top of where the curtain rod will be placed to the desired endpoint – typically the windowsill or floor.

For accuracy, use a metal tape measure and record measurements to the nearest 1/8 inch. Note any obstructions like handles or locks that may affect curtain placement. Consider the stack-back space needed when curtains are open to ensure full window access.

Selecting the Appropriate Curtain Hardware

Choosing the right hardware is essential for both aesthetics and functionality. For sash windows, curtain poles or tracks are common options. Poles offer a decorative element and work well with heavier fabrics. Tracks provide a sleek look and are ideal for lighter curtains.

When selecting hardware, consider the curtain weight and desired opening style. Ensure the pole or track extends beyond the window frame to allow curtains to stack clear of the glass. For bay windows, flexible tracks or custom-bent poles may be necessary.

Measure the width of the window plus additional allowance on each side (typically 6-12 inches) to determine the hardware length. This extra space ensures full coverage and a luxurious appearance when curtains are closed.

Choosing the Curtain Design Details

Made-to-measure curtains offer endless possibilities for customization. The fabric, style, heading, and length all play crucial roles in achieving the perfect look for your sash windows.

Determining Fabric and Style

Selecting the right fabric and style sets the tone for your entire window treatment. Consider the room’s décor and purpose when choosing. Light, airy fabrics like cotton or linen work well in casual spaces. Heavier materials such as velvet or brocade suit formal areas.

Solid colors provide versatility, while patterns add visual interest. Keep in mind pattern repeats when selecting patterned fabrics. Large repeats may require more fabric to match properly across panels.

For sash windows, opt for styles that complement their traditional charm. Roman shades offer a sleek look, while pinch-pleat curtains add elegance. Café curtains can provide privacy while allowing light through the upper portion of the window.

Understanding Curtain Headings and Fullness

The curtain heading affects both appearance and functionality. Popular options for sash windows include:
- Pencil pleat: Versatile and easy to adjust
- Pinch pleat: Formal and structured
- Eyelet: Modern and easy to open/close
Fullness refers to the amount of fabric used in relation to the rod width. A fullness ratio of 2:1 or 2.5:1 is standard for most curtains. Increase fullness for a more luxurious look or decrease it for a tailored appearance.

Consider the curtain’s weight when choosing a heading. Heavier fabrics may require sturdier headings like pinch pleats to support their weight properly.

Considering Curtain Length and Functionality

Length impacts both aesthetics and practicality. For sash windows, common options include:
- Sill length: Ends at the window sill
- Below sill: Extends slightly past the sill
- Floor length: Reaches the floor
Floor-length curtains create a formal, elegant look. They also provide better insulation. Shorter lengths work well in areas where long curtains may be impractical, such as above radiators or in high-traffic zones.

Consider the curtain’s primary function. Light-filtering fabrics allow natural light while maintaining privacy. Blackout curtains block light completely, ideal for bedrooms. Lined curtains enhance insulation and light control.

For sash windows, ensure the chosen length allows for easy operation of the window. Avoid lengths that interfere with handles or locks.

Conclusion

Selecting made-to-measure curtains for sash windows requires careful consideration of fabric, style, and measurements. Proper sizing ensures a perfect fit, while choosing the right fabric enhances both functionality and aesthetics. Custom curtains offer a tailored solution that complements the unique charm of sash windows.

With the right approach, homeowners can create a beautiful window treatment that enhances their space. Made-to-measure curtains provide an excellent opportunity to showcase personal style while addressing the specific needs of sash windows.

Salon Privé

Salon Privé Magazine is the quintessence of luxury lifestyle journalism, renowned for its sophisticated portrayal of the opulent world since its inception in 2008. As a vanguard of high-end living, the magazine serves as an exclusive portal into the realms of haute couture, fine arts, and the aristocratic lifestyle. With over a decade of expertise, Salon Privé has established itself as the definitive source for those who seek the allure of luxury and elegance.

The magazine’s content is crafted by a cadre of experienced journalists, each bringing a wealth of knowledge from the luxury sector. This collective expertise is reflected in the magazine’s diverse coverage, which spans the latest in fashion trends, intimate glimpses into royal lives, and the coveted secrets of the affluent lifestyle. Salon Privé’s commitment to quality is evident in its thoughtful collaborations with industry titans and cultural connoisseurs, ensuring that its narratives are as authoritative as they are enchanting.

With accolades that include being voted the number one luxury lifestyle magazine in the UK, Salon Privé continues to be at the forefront of luxury journalism, offering its discerning readership a guide to the finest experiences the world has to offer. Whether it’s the grandeur of global fashion weeks, the splendor of exclusive soirées, or the pursuit of wellness and beauty, Salon Privé Magazine remains the emblem of luxury for the elite and the aspirants alike.