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  • Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    BELLINGHAM, WA (MyBellinghamNow.com) – Hopefully your Thanksgiving holiday was relaxing and sating. Now it is time to snap out of that food coma and start making that list and checking it twice. Whether you are relying on Santa to bring the joy this Christmas or doing the shopping yourself, there is no better way to check items off your list than at a local business.

    Fairhaven Winterfest kicks off on Saturday, Nov. 30 with Santa, delicious food and plenty of opportunities for holiday shopping. There will be a mailbox at the Village Green through Dec. 14 for children and kids at heart to drop off their letters to the jolly old man at the North Pole. So, now is the time to decide what you want for Christmas.

    If you want to take your Christmas present request directly to Santa Claus, fear not. The man himself will be at the Village Inn every Saturday from noon to 3 p.m. starting tomorrow.

    You can also follow your visit with Santa up with a carriage ride from noon to 3 p.m. If you want to listen to some classic Christmas songs, Victorian Carolers on the Green runs from 3 p.m. to 4 p.m. And, of course, the tree lighting ceremony runs from 4 p.m. to 5 p.m. at 10th & Mill.

    Head on down to Fairhaven for all the festivities. Visit enjoyfairhaven.com for all the details.

    Tomorrow is Small Business Saturday and there are plenty of options to shop locally in Bellingham. Why not start at the cruise terminal?

    The Shop Small Holiday Makers Market Series kicks off tomorrow at the Bellingham Cruise Terminal in Fairhaven. The event runs from noon to 6 p.m. tomorrow and from 10 a.m. to 5 p.m. on Sunday, Dec. 1. Fifty local vendors will be on site with a wide variety of crafts and wares, clothing, jewelry and food items for sale.

    If you cannot make it down to the Holiday Market this weekend, it will also be open on Dec. 21 and 22. Find all the details at bellinghamakermarket.com.

    If you prefer to do your shopping in downtown Bellingham, you are in luck. It is Shop Small Saturday tomorrow and all the boutiques, galleries and shops will have one-of-a-kind gifts for sale. You can also swing by Boundary Bay Brewery from 11 a.m. to 3 p.m. for their Holiday Market. It is free to attend and open to all ages.

    Our featured live show this week takes us down to The Shakedown on Friday, Nov. 29. Hillstomp will bring their rootsy blues-rock stylings to the stage at 9 p.m.

    They are a two-man band that plays intricate guitar and banjo licks backed by pummeling drums, creating a sound that has been described as “a boom box blasting from a shopping cart.” You will have to head on down to The Shakedown tonight to figure out what that means. It is sure to be a banger of a show.

    Opening for Hillstomp is The Preacher & The Freight Train. Go to shakedownbellingham.com for tickets.

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  • Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    BELLINGHAM, WA (MyBellinghamNow.com) – Hopefully your Thanksgiving holiday was relaxing and sating. Now it is time to snap out of that food coma and start making that list and checking it twice. Whether you are relying on Santa to bring the joy this Christmas or doing the shopping yourself, there is no better way to check items off your list than at a local business.

    Fairhaven Winterfest kicks off on Saturday, Nov. 30 with Santa, delicious food and plenty of opportunities for holiday shopping. There will be a mailbox at the Village Green through Dec. 14 for children and kids at heart to drop off their letters to the jolly old man at the North Pole. So, now is the time to decide what you want for Christmas.

    If you want to take your Christmas present request directly to Santa Claus, fear not. The man himself will be at the Village Inn every Saturday from noon to 3 p.m. starting tomorrow.

    You can also follow your visit with Santa up with a carriage ride from noon to 3 p.m. If you want to listen to some classic Christmas songs, Victorian Carolers on the Green runs from 3 p.m. to 4 p.m. And, of course, the tree lighting ceremony runs from 4 p.m. to 5 p.m. at 10th & Mill.

    Head on down to Fairhaven for all the festivities. Visit enjoyfairhaven.com for all the details.

    Tomorrow is Small Business Saturday and there are plenty of options to shop locally in Bellingham. Why not start at the cruise terminal?

    The Shop Small Holiday Makers Market Series kicks off tomorrow at the Bellingham Cruise Terminal in Fairhaven. The event runs from noon to 6 p.m. tomorrow and from 10 a.m. to 5 p.m. on Sunday, Dec. 1. Fifty local vendors will be on site with a wide variety of crafts and wares, clothing, jewelry and food items for sale.

    If you cannot make it down to the Holiday Market this weekend, it will also be open on Dec. 21 and 22. Find all the details at bellinghamakermarket.com.

    If you prefer to do your shopping in downtown Bellingham, you are in luck. It is Shop Small Saturday tomorrow and all the boutiques, galleries and shops will have one-of-a-kind gifts for sale. You can also swing by Boundary Bay Brewery from 11 a.m. to 3 p.m. for their Holiday Market. It is free to attend and open to all ages.

    Our featured live show this week takes us down to The Shakedown on Friday, Nov. 29. Hillstomp will bring their rootsy blues-rock stylings to the stage at 9 p.m.

    They are a two-man band that plays intricate guitar and banjo licks backed by pummeling drums, creating a sound that has been described as “a boom box blasting from a shopping cart.” You will have to head on down to The Shakedown tonight to figure out what that means. It is sure to be a banger of a show.

    Opening for Hillstomp is The Preacher & The Freight Train. Go to shakedownbellingham.com for tickets.

    Source link

  • Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    BELLINGHAM, WA (MyBellinghamNow.com) – Hopefully your Thanksgiving holiday was relaxing and sating. Now it is time to snap out of that food coma and start making that list and checking it twice. Whether you are relying on Santa to bring the joy this Christmas or doing the shopping yourself, there is no better way to check items off your list than at a local business.

    Fairhaven Winterfest kicks off on Saturday, Nov. 30 with Santa, delicious food and plenty of opportunities for holiday shopping. There will be a mailbox at the Village Green through Dec. 14 for children and kids at heart to drop off their letters to the jolly old man at the North Pole. So, now is the time to decide what you want for Christmas.

    If you want to take your Christmas present request directly to Santa Claus, fear not. The man himself will be at the Village Inn every Saturday from noon to 3 p.m. starting tomorrow.

    You can also follow your visit with Santa up with a carriage ride from noon to 3 p.m. If you want to listen to some classic Christmas songs, Victorian Carolers on the Green runs from 3 p.m. to 4 p.m. And, of course, the tree lighting ceremony runs from 4 p.m. to 5 p.m. at 10th & Mill.

    Head on down to Fairhaven for all the festivities. Visit enjoyfairhaven.com for all the details.

    Tomorrow is Small Business Saturday and there are plenty of options to shop locally in Bellingham. Why not start at the cruise terminal?

    The Shop Small Holiday Makers Market Series kicks off tomorrow at the Bellingham Cruise Terminal in Fairhaven. The event runs from noon to 6 p.m. tomorrow and from 10 a.m. to 5 p.m. on Sunday, Dec. 1. Fifty local vendors will be on site with a wide variety of crafts and wares, clothing, jewelry and food items for sale.

    If you cannot make it down to the Holiday Market this weekend, it will also be open on Dec. 21 and 22. Find all the details at bellinghamakermarket.com.

    If you prefer to do your shopping in downtown Bellingham, you are in luck. It is Shop Small Saturday tomorrow and all the boutiques, galleries and shops will have one-of-a-kind gifts for sale. You can also swing by Boundary Bay Brewery from 11 a.m. to 3 p.m. for their Holiday Market. It is free to attend and open to all ages.

    Our featured live show this week takes us down to The Shakedown on Friday, Nov. 29. Hillstomp will bring their rootsy blues-rock stylings to the stage at 9 p.m.

    They are a two-man band that plays intricate guitar and banjo licks backed by pummeling drums, creating a sound that has been described as “a boom box blasting from a shopping cart.” You will have to head on down to The Shakedown tonight to figure out what that means. It is sure to be a banger of a show.

    Opening for Hillstomp is The Preacher & The Freight Train. Go to shakedownbellingham.com for tickets.

    Source link

  • Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    BELLINGHAM, WA (MyBellinghamNow.com) – Hopefully your Thanksgiving holiday was relaxing and sating. Now it is time to snap out of that food coma and start making that list and checking it twice. Whether you are relying on Santa to bring the joy this Christmas or doing the shopping yourself, there is no better way to check items off your list than at a local business.

    Fairhaven Winterfest kicks off on Saturday, Nov. 30 with Santa, delicious food and plenty of opportunities for holiday shopping. There will be a mailbox at the Village Green through Dec. 14 for children and kids at heart to drop off their letters to the jolly old man at the North Pole. So, now is the time to decide what you want for Christmas.

    If you want to take your Christmas present request directly to Santa Claus, fear not. The man himself will be at the Village Inn every Saturday from noon to 3 p.m. starting tomorrow.

    You can also follow your visit with Santa up with a carriage ride from noon to 3 p.m. If you want to listen to some classic Christmas songs, Victorian Carolers on the Green runs from 3 p.m. to 4 p.m. And, of course, the tree lighting ceremony runs from 4 p.m. to 5 p.m. at 10th & Mill.

    Head on down to Fairhaven for all the festivities. Visit enjoyfairhaven.com for all the details.

    Tomorrow is Small Business Saturday and there are plenty of options to shop locally in Bellingham. Why not start at the cruise terminal?

    The Shop Small Holiday Makers Market Series kicks off tomorrow at the Bellingham Cruise Terminal in Fairhaven. The event runs from noon to 6 p.m. tomorrow and from 10 a.m. to 5 p.m. on Sunday, Dec. 1. Fifty local vendors will be on site with a wide variety of crafts and wares, clothing, jewelry and food items for sale.

    If you cannot make it down to the Holiday Market this weekend, it will also be open on Dec. 21 and 22. Find all the details at bellinghamakermarket.com.

    If you prefer to do your shopping in downtown Bellingham, you are in luck. It is Shop Small Saturday tomorrow and all the boutiques, galleries and shops will have one-of-a-kind gifts for sale. You can also swing by Boundary Bay Brewery from 11 a.m. to 3 p.m. for their Holiday Market. It is free to attend and open to all ages.

    Our featured live show this week takes us down to The Shakedown on Friday, Nov. 29. Hillstomp will bring their rootsy blues-rock stylings to the stage at 9 p.m.

    They are a two-man band that plays intricate guitar and banjo licks backed by pummeling drums, creating a sound that has been described as “a boom box blasting from a shopping cart.” You will have to head on down to The Shakedown tonight to figure out what that means. It is sure to be a banger of a show.

    Opening for Hillstomp is The Preacher & The Freight Train. Go to shakedownbellingham.com for tickets.

    Source link

  • Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    Lifestyle Lookout: Holiday markets, Small Business Saturday and live music

    BELLINGHAM, WA (MyBellinghamNow.com) – Hopefully your Thanksgiving holiday was relaxing and sating. Now it is time to snap out of that food coma and start making that list and checking it twice. Whether you are relying on Santa to bring the joy this Christmas or doing the shopping yourself, there is no better way to check items off your list than at a local business.

    Fairhaven Winterfest kicks off on Saturday, Nov. 30 with Santa, delicious food and plenty of opportunities for holiday shopping. There will be a mailbox at the Village Green through Dec. 14 for children and kids at heart to drop off their letters to the jolly old man at the North Pole. So, now is the time to decide what you want for Christmas.

    If you want to take your Christmas present request directly to Santa Claus, fear not. The man himself will be at the Village Inn every Saturday from noon to 3 p.m. starting tomorrow.

    You can also follow your visit with Santa up with a carriage ride from noon to 3 p.m. If you want to listen to some classic Christmas songs, Victorian Carolers on the Green runs from 3 p.m. to 4 p.m. And, of course, the tree lighting ceremony runs from 4 p.m. to 5 p.m. at 10th & Mill.

    Head on down to Fairhaven for all the festivities. Visit enjoyfairhaven.com for all the details.

    Tomorrow is Small Business Saturday and there are plenty of options to shop locally in Bellingham. Why not start at the cruise terminal?

    The Shop Small Holiday Makers Market Series kicks off tomorrow at the Bellingham Cruise Terminal in Fairhaven. The event runs from noon to 6 p.m. tomorrow and from 10 a.m. to 5 p.m. on Sunday, Dec. 1. Fifty local vendors will be on site with a wide variety of crafts and wares, clothing, jewelry and food items for sale.

    If you cannot make it down to the Holiday Market this weekend, it will also be open on Dec. 21 and 22. Find all the details at bellinghamakermarket.com.

    If you prefer to do your shopping in downtown Bellingham, you are in luck. It is Shop Small Saturday tomorrow and all the boutiques, galleries and shops will have one-of-a-kind gifts for sale. You can also swing by Boundary Bay Brewery from 11 a.m. to 3 p.m. for their Holiday Market. It is free to attend and open to all ages.

    Our featured live show this week takes us down to The Shakedown on Friday, Nov. 29. Hillstomp will bring their rootsy blues-rock stylings to the stage at 9 p.m.

    They are a two-man band that plays intricate guitar and banjo licks backed by pummeling drums, creating a sound that has been described as “a boom box blasting from a shopping cart.” You will have to head on down to The Shakedown tonight to figure out what that means. It is sure to be a banger of a show.

    Opening for Hillstomp is The Preacher & The Freight Train. Go to shakedownbellingham.com for tickets.

    Source link

  • Department of Justice sues Visa, alleges the card issuer monopolizes debit card markets

    Department of Justice sues Visa, alleges the card issuer monopolizes debit card markets

    NEW YORK — The U.S. Justice Department has filed an antitrust lawsuit against Visa, alleging that the financial services behemoth uses its size and dominance to stifle competition in the debit card market, costing consumers and businesses billions of dollars.

    The complaint filed Tuesday says Visa penalizes merchants and banks who don’t use Visa’s own payment processing technology to process debit transactions, even though alternatives exist. Visa earns an incremental fee from every transaction processed on its network.

    According to the DOJ’s complaint, 60% of debit transactions in the United States run on Visa’s debit network, allowing it to charge over $7 billion in fees each year for processing those transactions.

    “We allege that Visa has unlawfully amassed the power to extract fees that far exceed what it could charge in a competitive market,” said Attorney General Merrick B. Garland in a statement. “Merchants and banks pass along those costs to consumers, either by raising prices or reducing quality or service. As a result, Visa’s unlawful conduct affects not just the price of one thing – but the price of nearly everything.”

    The Biden administration has aggressively gone after U.S. companies that it says act like middlemen, such as Ticketmaster parent Live Nation and the real estate software company RealPage, accusing them of burdening Americans with nonsensical fees and anticompetitive behavior. The administration has also brought charges of monopolistic behavior against technology giants such as Apple and Google.

    According to the DOJ complaint, filed in the U.S. District Court for the Southern District of New York, Visa leverages the vast number of transactions on its network to impose volume commitments on merchants and their banks, as well as on financial institutions that issue debit cards. That makes it difficult for merchants to use alternatives, such as lower-cost or smaller payment processors, instead of Visa’s payment processing technology, without incurring what DOJ described as “disloyalty penalties” from Visa.

    The DOJ said Visa also stifled competition by paying to enter into partnership agreements with potential competitors.

    In 2020, the DOJ sued to block the company’s $5.3 billion purchase of financial technology startup Plaid, calling it a monopolistic takeover of a potential competitor to Visa’s ubiquitous payments network. That acquisition was eventually later called off.

    Visa previously disclosed the Justice Department was investigating the company in 2021, saying in a regulatory filing it was cooperating with a DOJ investigation into its debit practices.

    Since the pandemic, more consumers globally have been shopping online for goods and services, which has translated into more revenue for Visa in the form of fees. Even traditionally cash-heavy businesses like bars, barbers and coffee shops have started accepting credit or debit cards as a form of payment, often via smartphones.

    KBW analyst Sanjay Sahrani said in a note to investors that he estimates that U.S. debit revenue is likely at most about 10% of Visa revenue.

    “Some subset of that may be lost if there is a financial impact,” he said. Visa’s “U.S. consumer payments business is the slowest growing piece of the aggregate business, and to the extent its contribution is affected, it is likely to have a very limited impact on revenue growth.”

    He added the lawsuit could stretch out for years if it isn’t settled and goes to trial.

    Visa processed $3.325 trillion in transactions on its network during the quarter ended June 30, up 7.4% from a year earlier. U.S. payments grew by 5.1%, which is faster than U.S. economic growth.

    Visa, based in San Francisco, did not immediately have a comment. Visa shares fell $13.53, or 4.7%, to $275.10 in afternoon trading.

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  • Raymond Lifestyle lists at Rs 3,020 on NSE; locked in 5% lower circuit | News on Markets

    Raymond Lifestyle lists at Rs 3,020 on NSE; locked in 5% lower circuit | News on Markets

    5 min read Last Updated : Sep 05 2024 | 10:52 AM IST

    Shares of Raymond Lifestyle Limited (RLL), a textiles and apparel maker demerged from the Gautam Singhania-led Raymond, froze in lower circuit of 5 per cent at Rs 2,869, after listing at Rs 3,020 on the National Stock Exchange (NSE) on Thursday. 

    Shares of RLL were frozen in lower circuit of 5 per cent on the BSE too, at Rs 2,850, after listing at Rs 3,000.

    The company’s stock also hit an intra-day high of Rs 3,100 on the BSE and NSE after listing.

    Around a combined 120,000 shares had already changed hands, while there were pending sell orders for 160,000 shares on the NSE and BSE till 10:09 AM.

    The scrip will be in Trade-for-Trade segment, where each transaction requires mandatory delivery, for 10 trading days.

    Raymond is India’s largest integrated worsted suiting manufacturer that offers end-to-end solutions for fabric and garmenting.  The company has some of the leading brands within its portfolio such as Raymond Ready to Wear, Park Avenue, ColorPlus, Parx, Raymond Made to Measure and Ethnix by Raymond, among others.

    Raymond has one of the largest exclusive retail networks in the country with about 1,450 stores in more than 600 towns.

    Raymond had fixed July 11, 2024, as the record date for the demerger of its lifestyle business from Raymond into RLL (formerly: Raymond Consumer Care) and for determining the entitlement of the shareholders of the company.

    The company had announced a share exchange ratio of 4:5, which means four shares of RLL would be allotted to shareholders for every five shares of Raymond that they held.

    In the April to June quarter (Q1FY25), RLL had reported 51 per cent year-on-year (YoY) drop in its earnings before interest, tax, depreciation and amortization (Ebitda) at Rs 87 crore, compared to Rs 180 crore in Q1FY24.

    Net revenue declined 8 per cent YoY to Rs 1,249 crore from Rs 1,353 crore in the year-ago quarter.


    The company’s management said the lifestyle business was impacted due to subdued consumer demand, prolonged heat waves, general elections, fewer wedding dates and inflation, which affected its overall revenue performance and margins.


    As India continues to be a preferred sourcing destination, the China-plus-one strategy is playing its part, the company’s management said, while adding that Raymond is expanding its garmenting capacity by a third of its current levels. Once fully commissioned, this capacity expansion would make Raymond the third largest suit maker in the world, management noted.

    Raymond, in its FY24 annual report, said the company anticipates maintaining a profitable growth trajectory. In the domestic market, consumer sentiment is expected to remain positive, driven by the approaching wedding and festive seasons and surging demand for formal and daily wear categories.

    The company aims to introduce new initiatives to bolster growth during this period.


    In the branded apparel segment, Raymond aims to diversify its product range through the demerger of its lifestyle business, which will facilitate new launches in its core portfolio, and emphasise casualisation and expansion of its Ethnix wear category.


    The company reiterated its guidance of 12-15 per cent revenue growth and doubling of Ebitda to over Rs 2,000 crore by FY28 (that is 19 per cent CAGR) in the lifestyle business. This, along with a reduction in working capital to 60 days, should result in free-cash-flow generation of Rs 600-700 crore annually.


    The management’s aspirational growth targets will be supported by the doubling of its exclusive brand outlets (EBO) network to more than 900 stores by FY27; capitalising on the Bangladesh +1, China +1 and free trade agreement (FTA) opportunities; the extension of new categories such as innerwear and sleepwear; and the wedding wear opportunity, said Motilal Oswal Financial Services in a company update.

    In the past, the Raymond group has largely been viewed as a textile/apparel player.

    However the analyst meet on Lifestyle 2.0 brought to light its position in the wedding wear segment and aggressive targets, implying a sizeable business going ahead (Rs 3,800 crore/Rs 5,800 crore in FY27F/30F, as per management’s 1.5x/2.3x targets, respectively, over the FY24 level of Rs 2,540 crore).

    “Considering that Vedant Fashion gets a 16x FY26F EV/sales valuation for its wedding business, RLL’s valuation has the potential for an upside, above our/street estimates going ahead”, analysts at InCred Equities said in an analyst meet update.

    Meanwhile, Raymond said the company undertook a corporate action of demerging the Lifestyle business from Raymond, a move to unlock value for its shareholders.

    The board has also approved the scheme of arrangement for the demerger of its realty business to Raymond Realty Limited (RRL) to unlock the value for shareholders and harness growth potential in the Indian property market.

    The demerged entity RRL will be listed on the bourses after obtaining the necessary statutory and regulatory approvals, the company said.

    Raymond shareholder will receive one share of RRL for every one share of Raymond they hold.

    First Published: Sep 05 2024 | 10:52 AM IST

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